Terms & Conditions

Last updated: March 2026

1. Acceptance of Terms

By accessing and using our suite of applications (ProSpend, Familio, AirContact), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our service.

2. Description of Services

ProSpend provides a suite of digital solutions:

3. User Obligations

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

4. Account & Security

You must provide accurate, complete, and current information when creating an account. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

5. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of ProSpend and its licensors. The Service is protected by copyright, trademark, and other laws.

6. Limitation of Liability

In no event shall ProSpend, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

7. Termination Clause

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

8. Contact Us

If you have any questions about these Terms, please contact us at legal@ProSpend.com.